Seniors Home Reverse Mortgage
Meet the Team
Nicole Holman - Operations Manager
Nicole has worked in the mortgage industry for more than 14 years, and six within the Reverse Mortgage industry. During her career, Nicole has held a variety of positions including Loan Officer, Processor, Closer, Post Closer and Underwriter.
Nicole holds a B.S. in Criminal Justice and a Minor in Sociology from Kansas State University.
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Fast Facts
Reverse mortgages allow you to convert equity in your home into supplementary cash to use whenever, and however, you wish: as a lump-sum, monthly payment or as a line of credit you can tap as needed. The loan does not have to be repaid as long as you continue to live in your home.
The loan is backed and guaranteed by the Federal Government.
The home must be your primary residence.
Title to the property remains in your name.
No income, health or credit qualifications.
You do NOT make monthly payments. EVER!
Cash received is TAX FREE!
You own your home – no different than a traditional mortgage.
Social Security benefits and Medicare are generally not affected by a reverse mortgage – consult your tax advisor.
