Seniors Home Reverse Mortgage
Meet the Team
We know, in a very personal way, that staying in your home, close to your memories and in a familiar neighborhood, are very important to you. A Reverse Mortgage enables you to do that, and our company is designed specifically to assist you.We pledge to you that we will provide you with the necessary information as you make your choices. We will present all the various programs that are available, answer all of your questions. and most importantly, always keep your needs and goals as our # 1 priority. You are making important and deeply personal decisions. It is our promise that we will provide information and answer your questions in a caring and professional manner.
In addition to providing up-to-date information on Reverse Mortgages, we also have extensively researched various State, Federal and non-profit websites that directly relate to the health and well being of senior citizens in the areas where we work which includes Georgia, Tennessee, Alabama and South Carolina. You will find those links here on our website. If you prefer, we are happy to mail the information to you.
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Fast Facts
Reverse mortgages allow you to convert equity in your home into supplementary cash to use whenever, and however, you wish: as a lump-sum, monthly payment or as a line of credit you can tap as needed. The loan does not have to be repaid as long as you continue to live in your home.
The loan is backed and guaranteed by the Federal Government.
The home must be your primary residence.
Title to the property remains in your name.
No income, health or credit qualifications.
You do NOT make monthly payments. EVER!
Cash received is TAX FREE!
You own your home – no different than a traditional mortgage.
Social Security benefits and Medicare are generally not affected by a reverse mortgage – consult your tax advisor.
